Milestone offers a choice of condominiums insurance policies to suit your needs.
For most owner-occupied condominiums we feature the Comprehensive Form policy which covers your personal belongings and reimburses any losses based on your cost to replace your personal property.*
Policy Highlights
Standard Coverages on all Condominium policies*
I. Property Coverages
C. Personal Property
D. Additional Living Expenses
II. Liability Coverages
E. Legal Liability
F. Voluntary Medical Payments
G. Voluntary Payments for Damage to Property
Special Coverages which may be included *
- Contingent Building Coverage
- Assessment Coverage for Property & Liability
- Improvements & Betterments
- Property of Parents in a Nursing Home
- Property of Students in Residents
- Safety Deposit Box
- Debris and Protective Removal
- Inflation Guard
- Outdoor Greenery
- Mortgage Rate Protector
- Mass Evacuation
- Fire Department Charges
- Lock Replacement
- Frozen Food Protection
- Credit Card, Automated Teller Card, Forgery and Counterfeit Money Coverage
- Reward Coverage
- Personal Records stored in a Personal Computer
Additional Coverages available *
- Sewer Back-up
- Scheduled Articles – for property valued in excess of standard policy sub-limits e.g. jewellery, fine art, coins, musical instruments, sports equipment etc.
- Earthquake Coverage
- Fair Rental Value – to increase standard amounts
- Glass Breakage
- Identity Theft Expense
- Home Business
* Certain conditions, exclusions and special limitations apply – always consult your policy wording