How Premiums are Calculated
Here are some of the things that determine your home insurance premium:
- The coverages and deductibles you choose
- The location and age of your dwelling
- The value of your dwelling
- The type of heating you have
- The number of family units in your dwelling
Discounts Available
Our insurance company partners give you even more opportunities to save on your home insurance premium.
Ask us if you qualify for the following discounts, each worth 5 to 15% of your premium:
- Mature Homeowner
- Fire / Burglar Alarm
- Claims Free
- Electrical Heating
- Loyalty Reward
- Mortgage Free
- Multi-Policy
- New Home
- Sprinkler